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IFSC code is used by electronic payment system applications such as real time gross settlement (RTGS) and NEFT. The code is mandatory for fund transfers from one bank account to another bank every bank branch will have a unique code and no two branches ( even of the same bank) will ever be the same . In am IFSC code the first 4 digit of the IFSC represent the bank and last 6 characters represent the branch . The 5 character is zero.
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